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Using MetLife, ARAG, or LegalEASE Legal Insurance for Your Estate Plan

Many employers offer prepaid legal benefits that cover estate planning. If you have MetLife, ARAG, or LegalEASE coverage, your plan may cost far less than you think.

Using MetLife, ARAG, or LegalEASE Legal Insurance for Your Estate Plan

By Shauna Schmeisser |

May 8, 2026

You may already have this benefit

Prepaid legal insurance is a common—and often overlooked—employee benefit. If your employer offers MetLife Legal Plans, ARAG, or LegalEASE, your coverage likely includes estate planning services such as wills, trusts, powers of attorney, and health care directives, frequently at little to no out-of-pocket cost.

What’s usually covered

  • Wills and revocable living trusts
  • Financial and health care powers of attorney
  • Living wills and advance directives
  • Document reviews and updates

Coverage varies by plan, so it is worth confirming the specifics of yours.

How to use it

  1. Check your benefits portal or HR for legal plan details.
  2. Confirm estate planning is covered and how to get a case or authorization number.
  3. Choose an attorney who accepts your plan.
  4. Bring your authorization to your first meeting.

Working with our firm

Schmeisser Law works with clients using MetLife, ARAG, and LegalEASE benefits. If you are not sure what your plan covers, we are glad to help you make the most of it—so you get a complete, personalized plan and actually use the benefit you are already paying for.

This article is general information, not legal advice, and reading it does not create an attorney-client relationship. For guidance about your specific situation, please contact Schmeisser Law.
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