Beneficiary Deeds: Transfer Arizona Property Without Probate

What a beneficiary deed does

A beneficiary deed—sometimes called a transfer-on-death deed—lets you name who will receive your Arizona real estate when you pass away, without that property going through probate. Arizona specifically authorizes these deeds by statute.

How it works

You sign and record a beneficiary deed now, naming one or more beneficiaries. You keep full ownership and control during your lifetime: you can sell the property, refinance it, or revoke the deed at any time. The transfer happens only at your death, and only if you still own the property then.

Why people use them

• The property avoids probate and passes directly to your beneficiary.
• You retain complete control while you are alive.
• It is often simpler and less expensive than other transfer methods.

Where caution is needed

Beneficiary deeds are useful but not right for every situation. They can complicate matters if a beneficiary passes before you, if you want staggered or conditional distributions, or if the property should be coordinated with a larger trust-based plan. A beneficiary deed should fit your overall estate plan—not work against it.